About Us
Empowering fintech companies through compliance solutions that strengthen regulatory readiness, foster trust, and support sustainable growth.
L2C is a trusted partner in navigating the complexities of the financial services regulatory environment. We leverage our experience to deliver tailored, efficient, and practical compliance strategies designed to protect our clients and the customers they serve.
Our products and services are developed and delivered through a rigorous review process focused on accuracy, regulatory alignment, and practical effectiveness.
Who We Are
Experienced compliance professionals. Practical Execution. Scalable Support.
-
Regulatory Expertise
Deep experience across lending, servicing, collections, marketing, licensing, complaints, training, and regulatory readiness.
-
Operational Focus
We build compliance programs that can be implemented, monitored, tested, and improved—not simply placed on a shelf.
-
Flexible Support
From targeted projects to fractional compliance leadership, L2C scales support to the client’s needs and stage of growth.
-
30+
Years of Experience
“Great things in business are never done by one person. They’re done by a team of people.”
Build compliance into the way you do business.
L2C will help strengthen your compliance infrastructure, address identified gaps, and support sustainable growth.
L2C will help strengthen your compliance infrastructure by assessing existing policies, procedures, and controls, addressing identified gaps with practical solutions, and aligning compliance efforts with your business goals. Through tailored guidance and ongoing support, we help you manage risk, adapt to evolving regulatory requirements, and build a foundation for sustainable growth.
Experienced Compliance Leadership
Decades of financial-services, collections, lending, operations, vendor management, and compliance experience.
-
Cindy Riggs
Executive Director of Compliance
Prior to joining Learn2Comply in 2015, Cindy had served in the Collection/Financial Industry for more than 30 years. During that time, she held Executive Management positions in several areas including Compliance, Client Services, and Business Development. She has led in the development, implementation, and management of all aspects of Regulatory Compliance Programs, as well as internal initiatives such as Quality Assurance, Complaint Management, Licensing, Training, and CFPB readiness. She has also played key roles in development of interdepartmental process that enhanced operational expertise and results, while maintaining a balanced and compliant environment. Cindy finds her strengths in: Development of Policy and Procedures and Processes, Root Cause Analysis, Problem Solving, Trending, Mitigating Risks, working knowledge of state and federal regulations, Developing Client Relationships, evaluating and determining client needs, Licensing (State and Federal Regulations) and Audits.
-
Jeff Joyce
Director of Compliance
Jeff has over 25 years of experience in the financial industry, beginning in debt collections with a focus on compliance. He advanced into debt collection and lending compliance before moving into executive management, where he led compliance, licensing, quality assurance, and regulatory functions. In this role, he strengthened interdepartmental communication to improve operations while ensuring a balanced, compliant environment. Jeff now oversees compliance programs for lenders and continues to expand his expertise through seminars, conferences, and certifications. Known for his strong communication skills, he effectively engages with both clients and regulators, bridging compliance and operational perspectives.
-
Dawn Musselman
Senior Compliance Manager
Dawn has served in the Collection/Financial Industry for 25 years. During that time, she held Executive Management positions in several areas including Compliance, Client Services, Legal, and Administration. She has been part of the development, implementation and management of all aspects of Regulatory Compliance Programs, as well as internal initiatives such as Quality Assurance, Complaint Management, licensing, Training and CFPB readiness.
-
Jim Riggs
Compliance Analyst
Jim brings over a decade of experience in telecommunications and contact centers, having held executive and ownership roles across diverse industries, including operations, marketing, database management, debt collections, and lead generation. With a deep understanding of the crucial role compliance and regulation play in protecting both lenders and end users, Jim has been instrumental in developing policies, procedures, and internal communication systems with a strong emphasis on compliance. He is dedicated to staying informed on the latest industry standards, ensuring that both client needs and regulatory requirements are consistently met.
-
Debbie Watts
Director Strategic Relations and Compliance
Debbie brings more than 30 years of experience in relationship management, business development, and consulting to Learn2Comply. With an entrepreneurial background that includes owning and operating consulting and brokerage businesses, she understands the challenges of balancing growth, client needs, and compliance responsibilities. Debbie builds strategic partnerships with fintechs, lenders, and financial services organizations, connecting clients with practical solutions that strengthen trust, reduce risk, and support sustainable growth. Guided by integrity, collaboration, and accountability, Debbie is dedicated to building lasting relationships and helping clients navigate a complex regulatory environment with confidence.
Why Learn2Comply
A practical compliance partner focused on usable solutions and long-term client capability.
-
Experienced
Compliance professionals with deep financial-services and operational backgrounds.
-
Tailored
Solutions built around the client’s products, licenses, processes, risk profile, and needs.
-
Practical
Compliance requirements translated into policies, workflows, training, monitoring, and evidence.
-
Scalable
Support that can expand or contract as the organization, regulatory footprint, and workload change.
-
Integrated
Advisory, policies, training, audits, complaints, vendor oversight, and CMS support can work together.
-
Consumer-Focused
Strategies designed to strengthen regulatory readiness while protecting customers and the business.
Ready to Strengthen Your Compliance Program?
Whether you need experienced compliance professionals, regulatory training, or stronger
policies and procedures, Learn2Comply is here to help.
Let’s build a compliance program that works for your organization.